World Digital Gold, incorporated in Australia, was founded by Dato’ Cheah Kah Peng to provide a modern approach to gold ownership. By combining the assurance of physical bullion with the efficiency of digital access, WDGB offers trusted solutions for individuals and institutions in today’s financial landscape.
a financial conglomerate with more than a century of heritage, WDGB also benefits from being part of a broader international ecosystem. Founded in 1907 as one of China’s earliest modern banks and later recognized among China’s most influential Three Southern Banks, Zhejiang Shin Nieh Bank had played a pivotal role in supporting trade and industrial growth across Asia.
In 2025, Shin Nieh Group will begin a new chapter with its global headquarters in Hong Kong, making use of the city’s position as an international financial center. The Group is building a financial ecosystem with digital assets at its core, and WDGB contributes to this vision by modernizing gold ownership for today’s global markets.
From secure storage accounts to digital payment integration, WDGB develops bullion-backed products that make gold relevant in everyday life while maintaining the highest standards of security and compliance.
WDG Bullion was created to bridge the certainty of physical gold with the possibilities of the digital era. We stand on years of experience in precious metals and fintech, bringing a disciplined, compliance-led approach to every service we provide.
Zhejiang Industrial Bank — A Legacy of Innovation Since 1907.
Founded in 1907 by the Zhejiang Railway Company during the late Qing Dynasty, Zhejiang Industrial Bank was China’s first commercial bank and the pioneering financial institution in Zhejiang Province.
Logo of Zhejiang Industrial Bank
Originally established in Hangzhou and later relocated to Shanghai, the bank played a vital role in shaping modern Chinese finance. Recognized as one of the most influential commercial banks during the Republic of China era, it proudly stood among the “Three Southern Banks.”
Inspired by founder Tang Shouqian’s vision “to revitalize Zhejiang industry,” the bank continues to embody a spirit of progress, trust, and innovation — serving as a cornerstone of China’s economic development for over a century.
Governance at WDG supports clarity, consistency, and responsible operation across its bullion-based capabilities. It provides a structured way to manage responsibility and oversight as the system grows, without turning governance into a barrier to usability or progress.
WDG operates with clear responsibility and accountability at every level. Decision-making, system design, and day-to-day activities follow clearly defined roles.
Roles are defined to support proper oversight and orderly operation. Key functions are separated to ensure balanced oversight and disciplined execution.
WDG operates within clearly defined rules reflected in system processes, operating procedures, and documentation. These rules support consistent operation across different use cases and jurisdictions.
Transparency is supported through clear documentation explaining how WDG operates and how its capabilities are structured. Relevant information is maintained as part of normal operations and made available through appropriate channels.
WDG operates within clearly defined rules reflected in system processes, operating procedures, and documentation. These rules support consistent operation across different use cases and jurisdictions.
Governance at WDG is not static. Reviews support ongoing refinement and alignment as the system evolves. Improvement is continuous, not event-driven.
The Management Fee is 6% per annum on the Outstanding Balance, calculated on a daily basis. The first-year fee is payable upfront, and any unused portion is refunded if the contract is terminated early. Fees for subsequent years are deferred until settlement.
Zhejiang Industrial Bank — A Legacy of Innovation Since 1907.
Founded in 1907 by the Zhejiang Railway Company during the late Qing Dynasty, Zhejiang Industrial Bank was China’s first commercial bank and the pioneering financial institution in Zhejiang Province.
Logo of Zhejiang Industrial Bank
Originally established in Hangzhou and later relocated to Shanghai, the bank played a vital role in shaping modern Chinese finance. Recognized as one of the most influential commercial banks during the Republic of China era, it proudly stood among the “Three Southern Banks.”
Inspired by founder Tang Shouqian’s vision “to revitalize Zhejiang industry,” the bank continues to embody a spirit of progress, trust, and innovation — serving as a cornerstone of China’s economic development for over a century.
