Our Products are built with one Focus

Making gold ownership
Practical, Trusted, and Relevant.

Product Structure & Availability

WDG’s bullion-based products operate within a structured framework
defining availability, governance, and documentation
within the system.

Disclaimer: WDG’s bullion-based arrangements do not constitute deposit-taking or investment products and are made available under defined contractual frameworks.

1

Gold Storage Account (GSA)

Gold Storage Account (GSA)

The Gold Storage Account is a bullion holding arrangement designed to support the holding of allocated bullion within the WDG system.

Key characteristics:

· Linked to allocated bullion

· Operates under defined custody and operational terms

· Designed for holding, not yield generation

2

Gold Convert Account (GCA)

Gold Convert Account (GCA)

The Gold Convert Account is a structured arrangement enabling liquidity access from eligible bullion positions under predefined contractual terms.

Key characteristics:

· Conversion is executed based on prevailing conditions at the time of execution

· No guarantee of value or outcome

· Operates as a transactional mechanism under defined contractual terms

3

Gold Asset Enhance (GAE)

Gold Asset Enhance (GAE)

Gold Asset Enhance is a structured bullion-based arrangement operating under predefined contractual terms.

Key characteristics:

· Outcomes are determined by the agreed structure and market conditions

· No capital guarantee

· Participation is subject to specific contractual documentation

3.1

Gold Asset Enhance (GAE-spot)

Gold Asset Enhance (GAE-spot)

Gold Asset Enhance (GAE-spot) is a structured bullion-based arrangement operating under predefined contractual terms.

Key characteristics:

· Outcomes are determined by the agreed structure and market conditions

· No capital guarantee

· Participation is subject to specific contractual documentation

3.2

Gold Asset Enhance
(GAE-10x)

Gold Asset Enhance (GAE-10x)

Gold Asset Enhance (GAE-10x) is a structured bullion-based arrangement operating under predefined contractual terms.

Key characteristics:

· Outcomes are determined by the agreed structure and market conditions

· No capital guarantee

· Participation is subject to specific contractual documentation

4 Simple Steps To Start Your Journey

Step 1

Open an account

A secure account providing direct access to gold ownership

Step 2

Store your gold

Hold gold digitally, with every unit backed unit-for-unit by allocated bullion.

Step 3

Convert your gold

Turn gold into liquidity, products, or physical bullion on demand.

Step 4

Use gold digitally

Connect your gold to modern payment tools for real-world use.

Bullion Access Extensions

Beyond core bullion capabilities,
WDG supports selected access extensions enabling bullion value
to be used outside the system under defined arrangements.

Cash out your gold with
Visa Card

A card-based access option enabling eligible bullion value to be utilised
via external payment networks
under defined contractual and operational terms.

Frequently Asked Questions

Shin Nieh Group

Zhejiang Industrial Bank — A Legacy of Innovation Since 1907.

Founded in 1907 by the Zhejiang Railway Company during the late Qing Dynasty, Zhejiang Industrial Bank was China’s first commercial bank and the pioneering financial institution in Zhejiang Province.

Logo of Zhejiang Industrial Bank

Originally established in Hangzhou and later relocated to Shanghai, the bank played a vital role in shaping modern Chinese finance. Recognized as one of the most influential commercial banks during the Republic of China era, it proudly stood among the “Three Southern Banks.”

Inspired by founder Tang Shouqian’s vision “to revitalize Zhejiang industry,” the bank continues to embody a spirit of progress, trust, and innovation — serving as a cornerstone of China’s economic development for over a century.