Frequently Asked Question (FAQs)

Q1. What is Gold Storage Account (GSA)?

Gold Storage Account (GSA) is a gold booking arrangement issued by World Digital Gold Bullion Pty Ltd (WDGB, Australia) and operated by Quantum Metal Sdn Bhd (QMSB, Malaysia). It allows qualified members to secure gold by paying a 10% Booking Fee upfront, while the remaining 90% (Outstanding Balance) is deferred until settlement or termination.

GAE10X Premier is designed to give members the opportunity to book gold at competitive market terms while making only a lower upfront commitment.

Members start by paying a 10% Booking Fee and the first-year Management Fee (calculated at 6% per annum on the 90% Outstanding Balance, calculated on a daily basis). The contract term is five years. Early termination is permitted; at termination, the gold is valued at the Termination Price, and settlement is processed with proceeds credited to the member’s bank account. This usually takes 7 to 14 working days, subject to the banking institution’s processing timeline.

The Purchase Price is determined by the market gold price at the time of order execution, with a minimal spread applied. The exact price is confirmed once the booking has been executed.

Q1. What is the Gold Convert Account (GCA) Campaign?

The Gold Convert Account (GCA) Campaign is a time-limited offering that provides members with defined entry terms for the GAE10X Spot arrangement, subject to specified conditions and availability. The campaign is structured to offer eligible members access under a defined entry framework within a limited allocation period.

The campaign is introduced as part of the Company’s periodic product initiatives, allowing members to access GAE10X Spot under defined conditions and controlled availability.

No. The campaign does not alter the underlying structure, scope, or contractual nature of GAE10X. It applies only to campaign-specific entry and settlement conditions where expressly stated.

Under this campaign, members are offered:

  • Entry at prevailing gold spot price, subject to campaign terms

  • Management fee, payable upon termination

  • A minimum entry requirement per unit

These features apply only during the campaign period and are subject to availability.

Yes. The campaign is offered under a defined allocation and remains subject to availability, on a first-come, first-served basis. Once the allocated units are fully taken up, the campaign will conclude.

Settlement processing commences upon completion of a fixed post-termination processing period, in accordance with the Company’s settlement procedures.

The processing period is a standard settlement requirement for this campaign and is applied consistently to ensure proper verification and settlement handling.

No. The post-termination timeline indicates when settlement processing begins and does not represent a guaranteed bank credit date. Actual completion may vary depending on verification status and procedural requirements.

This campaign is suitable for members who:

  • Understand the defined settlement processing timeline

  • Are comfortable with fixed post-termination procedures

  • Wish to access GAE10X Spot under campaign-specific conditions

Members may refer to:

  • Official campaign materials

  • The GAE10X Product Terms and Conditions

  • Membership Care or their appointed consultant

Q1. What is Gold Exchange Account (GAE) Premium?

Gold Exchange Account (GAE) Premium is a gold booking arrangement issued by World Digital Gold Bullion Pty Ltd (WDGB, Australia) and operated by Quantum Metal Sdn Bhd (QMSB, Malaysia). It allows qualified members to secure gold by paying a 10% Booking Fee upfront, while the remaining 90% (Outstanding Balance) is deferred until settlement or termination.

GAE10X Premier is designed to give members the opportunity to book gold at competitive market terms while making only a lower upfront commitment.

Members start by paying a 10% Booking Fee and the first-year Management Fee (calculated at 6% per annum on the 90% Outstanding Balance, calculated on a daily basis). The contract term is five years.

Early termination is permitted. Upon termination, the gold is valued at the Termination Price, and settlement is processed with proceeds credited to the member’s bank account. This usually takes 7 to 14 working days, subject to the banking institution’s processing timeline.

The Purchase Price is determined by the market gold price at the time of order execution, with a minimal spread applied. The exact price is confirmed once the booking has been executed.

Declaration

This FAQ is provided for general information purposes only and does not constitute financial advice, an offer, or a solicitation. Participation in any product or campaign is subject to eligibility, verification, and acceptance in accordance with the Company’s official Terms and Conditions, which shall prevail in the event of any inconsistency.

This FAQ is provided for public information and is intended for members of the Company. It does not constitute financial advice or a solicitation. All product features are subject to the Company’s official terms and conditions.

© 2025 World Digital Gold Bullion Pty Ltd (Issuer).
© 2026 World Digital Gold Australia Pty Ltd (Distributor and Collection Agent).
All rights reserved. Duplication, copying, or distribution of this document, in whole or in part, without prior written consent of the Company is strictly prohibited.

Shin Nieh Group

Zhejiang Industrial Bank — A Legacy of Innovation Since 1907.

Founded in 1907 by the Zhejiang Railway Company during the late Qing Dynasty, Zhejiang Industrial Bank was China’s first commercial bank and the pioneering financial institution in Zhejiang Province.

Logo of Zhejiang Industrial Bank

Originally established in Hangzhou and later relocated to Shanghai, the bank played a vital role in shaping modern Chinese finance. Recognized as one of the most influential commercial banks during the Republic of China era, it proudly stood among the “Three Southern Banks.”

Inspired by founder Tang Shouqian’s vision “to revitalize Zhejiang industry,” the bank continues to embody a spirit of progress, trust, and innovation — serving as a cornerstone of China’s economic development for over a century.